Whether you’re buying your dream home, refinancing for better rates, or consolidating debt to regain financial control, we’re here to guide you at every step. With personalized loan services, transparent advice, and a commitment to your goals, we make the complex simple and help you achieve the financial freedom you deserve.
Years of Experience
Happy Clients
Loans Funded
Customer Satisfaction
At Park Ridge Financial, Joseph Diryawush exemplifies what it means to be a trusted financial partner. With years of experience in the lending industry, Joseph is committed to helping individuals and families navigate their unique financial journeys with confidence and ease.
Joseph specializes in crafting personalized loan solutions tailored to meet your needs, whether you’re stepping into homeownership, simplifying finances through debt consolidation, or lowering payments with a mortgage refinance. His dedication to delivering expert guidance ensures every client feels supported and empowered through the entire process.
Connect with the Park Ridge Financial team to achieve your financial goals, one smart solution at a time!
At Park Ridge Financial, we offer a range of loan options tailored to meet your unique needs. Whether you’re purchasing your dream home, refinancing for better terms, or consolidating debt, our solutions are designed to help you achieve your financial goals with ease and confidence.
Leverage the equity in your home for large expenses like renovations, debt consolidation, or major investments. Home equity loans provide a lump sum with fixed interest rates and predictable monthly payments, offering a stable way to access your home’s value.
Conventional loans offer competitive interest rates, low down payment options, and fewer restrictions than government-backed loans, making them a popular choice for homebuyers and refinancers.
Exclusive to eligible veterans, active-duty service members, and their families, VA loans offer no down payment, competitive interest rates, and no private mortgage insurance (PMI).
Designed for first-time homebuyers and those with lower credit scores, FHA loans feature lower down payment requirements and more lenient credit criteria. Backed by the Federal Housing Administration, this loan type provides an accessible path to homeownership.
Specialized financing options tailored for manufactured and mobile homes. These loans can be used for purchasing, refinancing, or placing a mobile home on owned or leased land, offering flexible terms to meet unique housing needs.
A short-term financing solution for real estate investors and those needing fast funding. Hard money loans are asset-based, meaning approval is primarily based on property value rather than credit history, making them ideal for fix-and-flip projects or unconventional properties.
Explore a wide range of loan options thoughtfully designed to fit your unique financial needs and goals. Whether you’re purchasing your first home, consolidating debt to simplify your finances, or refinancing to save on monthly payments, our expert team is here to guide you every step of the way.
Let’s discuss your financial goals and needs. Our experts will listen carefully and provide personalized recommendations to get you started.
We’ll present a range of tailored loan solutions designed to meet your unique circumstances, so you can choose the one that fits best.
Our straightforward application process ensures you can submit all the required information quickly and securely.
Sit back while we review your application. We pride ourselves on fast and efficient approvals to keep your plans on track.
We’re proud to have helped countless clients achieve their financial goals. Here’s what they have to say about their experience with Park Ridge Financial. From personalized service to smooth loan processes, our commitment to excellence shines through in every story.
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+1 (209) 541-5876
Park Ridge Financial
1202 Tully Rd., Modesto, CA 95350
At Park Ridge Financial, our mission is to empower individuals and families by providing personalized, reliable, and transparent financial solutions. We are dedicated to helping our clients achieve their financial goals with confidence, ensuring a smooth and seamless experience every step of the way.
